The report also says these "underinsured" individuals are nearly as likely to be the target of medical bill collectors and to forego needed medical care, the found.
Karen Davis, president of the nonprofit Commonwealth Fund -- the health research group that led the study says, "What we are seeing is a health care divide between people who have adequate insurance and those who have inadequate insurance."
The report indicates employers are increasingly offering more limited and more expensive plans that put a greater financial burden on workers, as they struggle with those costs that blurs the line between the uninsured and those with more limited insurance plans.
